Standard home insurance may have a single ‘lump sum’ for contents cover. Can you be certain that this is the right level? There may also be ‘inner limits’ for certain items such as jewellery or collections contained within the policy wording.
It is important that you have the right level of cover – if it is too high you will be paying too much premium; too low and you may not have cover. Berkeley Heritage can help you to set the correct values.
Where you have higher value items it can often be more cost effective to ‘specify’ them; you are also likely to receive better cover and often any policy excess is waived.
Whether you have the latest technology or a collection of antiquities we can provide advice to ensure you have the most appropriate and cost effective cover.